Blog Posts in June, 2012

ATVs Are Not Toys

In 2010, it is estimated that at least 55 children under age 16 were killed in ATV accidents, and more than 28,000 others were seriously injured. Not surprisingly, experts say the summer months of June and July are the peak months for ATV injuries and deaths. One of the big reasons for these statistics is that ATVs have somehow developed an image as toys. However, nothing can be further from the ...

Protect Yourself and Your Family: Buy Uninsured/Underinsured Motorist Coverage

Many people in Florida are under the mistaken belief that Florida law requires drivers to carry automobile insurance that will provide compensation for personal injury caused by the negligence of those drivers. Unfortunately, this is not what Florida law requires. Florida law requires only the following minimum automobile insurance coverage for the operator of a motor vehicle: Peronal Injury ...

Stay Dry in the Water

Florida is often recognized as the boating capital of the country and its no surprise why. With thousands of miles of coastline and great weather, the Florida ocean waters call out to mariners and non-mariners alike. Especially during the summer time. But sometimes that fun in the sun can go too far when boaters consume alcohol and operate their vessels, often causing tragic and avoidable boat ...

Summer Time - Have Fun, Be Careful

It's summer time again, and in Florida, because of its great weather and beautiful waters, that usually means a whole lot more than in many other U.S. cities. Visits to the beach and time in pools increase dramatically. Sadly, without the proper precautions tragedy can lurk in those waters. Florida had the highest unintentional drowning death rate of toddlers ages 1-4 in the U.S. in the 5 years ...

Insurance Companies Are Not Your Friends

Many consumers believe that insurance companies, whether automobile, home, marine, or other, are there to help them in their moments of greatest need. This belief does not arise out of thin air, nor does it exist by mistake. It is by very deliberate design. Insurance companies pay a lot of money to very good and creative advertising agencies to create and mold that very perception and image. The ...